Business loan is a short-term loan for business owner to overcome their financial distress. It is also considered SME loan, working capital loan, factory loan, shop loan or it could be in the nature of cheque cashing. Besides that, for easier approval, bigger loan amount, the borrowers can use their property as caveat in order to get an easier loan approval.
This loan is most suited for big or small business owner, whose business is in need of financing. Besides that, this loan is also suitable for self-employed, entrepreneur and businessman or businesswoman.
Personal loan is a type of loan that is offered without collateral, short term, is based on the individual’s credit profile and borrowing capacity. The loan is usually in small amount, from RM2,000 – RM30,000, depending on the borrower’s salary.
It is most suitable for borrowers with permanent employment and fixed salary. However, for cash salary earner, free-lancer and self-employed borrower, their loan application will be assessed on case to case basis.
We are a big licensed money lender, offering business loan and personal loan to qualified borrowers in need of emergency cash loan.
We have branches in main cities such as Kuala Lumpur, Selangor, Seremban, Melaka, Johor, Ipoh, and Penang.
“Licensed money lender, covering KL Selangor, and specializes in offering business and personal loan.
Documents required are SSM, 6 months’ company bank statements and IC of borrower.”
We offer flexible loan terms up to 60 months. This helps maximize your flexibility in managing your finances.
Low & Reasonable Interest Rates (8%-12% APR)
Minimum and Maximum Loan Repayment (6 months – 60 months)
Example: For a loan of RM5,000, Interest at 10% p.a. for 6 months. The total interest is RM250, Total amount payable is RM5250. The estimated monthly payment is RM875.
No other associated charges for this loan application.